Disclaimers

Last updated: October 27, 2026

Please read these Disclaimers carefully. They apply to this website, Enrique's Loan Officer University, and all courses, master classes, coaching or mentorship programs, workshops, webinars, events, memberships, communities, templates, downloads, emails, videos, social media content, and other products and services offered by Enrique And Greatness Inc. ("Company," "we," "us," or "our") now or in the future (the "Programs"). By using this website or any Program, you agree to these Disclaimers.

1. Educational Purposes Only

All content on this website and in our Programs, including courses, master classes, coaching, webinars, videos, emails, social media posts, templates, scripts, and downloads, is provided for general educational and informational purposes only. It is not legal, tax, accounting, financial, investment, compliance, licensing, or other professional advice, and it should not be relied on as a substitute for advice from a qualified professional who knows your situation.

2. Not an Offer to Lend or a Mortgage Advertisement

Nothing on this website or in the Programs is an advertisement for, or an offer or commitment to extend, any mortgage loan or other credit, and nothing here is a loan approval, rate quote, or commitment to lend. Any loan scenarios, rates, programs, or guidelines discussed are examples for training purposes only, may be outdated, and vary by lender, borrower, and market. This website is not intended for consumers seeking a mortgage.

3. Independent Business; No Employer Endorsement

Enrique And Greatness Inc. is an independent business. The Programs are not offered, sponsored, reviewed, or endorsed by On The Shore Lending, Equity Smart Home Loans, or any other lender, employer, or regulator. Any reference to a company, lender, product, platform, or organization does not imply endorsement. Opinions expressed are those of Enrique Flores and the Company only.

4. Licensing and Compliance Are Your Responsibility

Our Programs are not NMLS-approved pre-licensing or continuing education and do not satisfy any licensing or education requirement. Laws, regulations, and guidelines (including those of the NMLS, CFPB, HUD, FHA, VA, USDA, Fannie Mae, Freddie Mac, and state regulators) change often and vary by state and company. You are solely responsible for your licensing, for complying with all laws and regulations that apply to you (including advertising, fair lending, RESPA, TILA, TCPA, CAN-SPAM, privacy, and anti-spam laws), and for following your employer's policies. Always confirm with your company's compliance department before using any strategy, script, template, or marketing idea.

5. Earnings and Income Disclaimer

Any income, production, loan volume, or earnings figures shown or mentioned (including statements such as "up to $100K in a single month") reflect Enrique Flores's personal results or the results of specific individuals. They are not typical, are not average or expected results, and are not a promise or guarantee that you will achieve the same or any results. Your results will depend on many factors, including your background, experience, effort, skills, licensing, employer, compensation plan, market conditions, and factors outside anyone's control. Many people who purchase educational programs earn little or no money. We make no guarantee of income, closed loans, leads, referrals, employment, licensing, or exam results.

6. Testimonials and Results

Testimonials, case studies, and success stories reflect the individual experiences of those people. They are not typical and do not guarantee that you will have similar results. Testimonials are shared as given and may be edited for length or clarity. We do not pay for testimonials unless clearly disclosed.

7. Awards and Recognition

Awards, rankings, and recognition (such as industry awards or producer levels) are based on the criteria of the organization that issued them and do not guarantee future performance or results for you.

8. Affiliate Links and Sponsored Content

Some links on this website, in our Programs, emails, videos, or social media may be affiliate links, and some content may be sponsored. This means we may earn a commission or other compensation if you click a link or make a purchase, at no extra cost to you. We only recommend products or services we believe may be helpful, but you should do your own research before buying. We will disclose material connections as required by the FTC.

9. Third-Party Tools and Content

We may reference or link to third-party tools, software, websites, vendors, or content. We do not control and are not responsible for their accuracy, availability, pricing, security, or practices, and your use of them is at your own risk and subject to their terms.

10. Accuracy and Timeliness

We work to keep information accurate, but content may contain errors or omissions and may become outdated as laws, guidelines, products, and markets change. We make no guarantees about the completeness, accuracy, or reliability of any information, and we are not obligated to update content.

11. Forward-Looking Statements

Any statements about future income, growth, market conditions, or business outcomes are opinions and projections only. They are not guarantees, and actual results may differ significantly.

12. Personal Responsibility and Assumption of Risk

You are responsible for your own decisions, actions, and results. By using this website or the Programs, you agree that you use the information at your own risk and that Enrique And Greatness Inc., Enrique Flores, and their representatives are not liable for any losses, damages, penalties, fines, or claims resulting from your use of or reliance on the content, to the fullest extent permitted by law.

13. No Professional or Advisory Relationship

Purchasing a Program, attending a session, sending us a message, or interacting with us on social media does not create an attorney-client, financial advisor, fiduciary, employment, partnership, or other professional relationship.

14. Terms & Conditions

This Disclaimers page is part of our Terms & Conditions, which also include our Privacy Policy and Refund Policy. If there is a conflict, the Terms & Conditions control.

15. Contact Us

Questions about these Disclaimers can be sent to:
Enrique And Greatness Inc.
Email: enriqueandgreatness@gmail.com